This company is absolutely mercenary!! Avoid them at all costs! I had to get this card to upgrade my phone when it became absolutely necessary after 5 years. They were Apple’s provider. I paid it off, and asked them to close it. I never thought about it again. Well, they didn’t close it, and a registration I forgot I paid on this card renewed for 150$. I would not have Renewed that charge anyways. I started getting five phone calls a day from a number that I didn’t recognize. Come to find out it was Barclays calling me about late fees on a charge I shouldn’t have had and didn’t know about because I had requested the card to be turned off. Closed entirely. Mind you this is now during Covid when I am unemployed. I’m still trying to pay off that charge And the late fees that still somehow keep adding up and are an exorbitant amount of about $35 I believe. Run …run fast away from this company.