Terrible credit card company with appalling indifference to their conduct. I applied for a card only to get a discount on a flight I was purchasing at the time. I keep my credit frozen for my protection so I expected that they would have to call me before they could approve the application. Instead, they processed the application and approved me. I called them and promptly closed the card telling them that they did not follow the procedure and I filed a complaint with the BBB to warn others. I wanted that card removed from my credit report completely, which it should have never been on my credit report in the first place. I also asked them to reimburse me for the $150 discount I missed out on because they acted improperly and unethically. They refused to reimburse me. I wouldn't open a card with them at any point.