Negative-100 Stars Been a customer for over a year paid the card off and never used it for 6 months. Finally decided to use it to book a trip, a month later made a 1k payment which was returned for unknown reason and they charged me $30 for the return. I called and asked it to be removed but no we can't to that they said. I told them I will go ahead and pay the account off and close it that's when they made a deal to remove the monthly interest I agreed. I opened the app and made another 1k payment which in a week was returned again along with another $30 charge. I called again and to no avail received no help just "we can't remove any charges on your account" I will be paying this account off and will be canceling the account. The company is complete garbage and will not do anything to help there customers. I will be staying with my Discover and credit one at least they work with their customers to make sure they keep customers.