I wish there was a way to put in negative stars because I would give Barclay -1,000. NEVER use them!! They took out a double payment (same day, exact same amount) and say that it was my fault. The double payment left is without any money for several days. It took my bank's lawyers to finally get them to return my money. Barclay would never admit that this was an error on their part. I have been a loyal cardholder/ customer for more than 15 years. To top it off, they then charged me a $30 fee for returning the money that they double took from my account. According to them, they can not return the $30. As I look at the reviews below, this same thing has happened several times. Bottomline....It is just plain stealing!!!