It started with I wanting a charge back because Progressive refused to refund me the money for like 90 days. So I called Barclays and put in a chargeback complaint about Progressive. So when the monthly bill comes in I can still see the charge but their is no temporary credit that I have seen with Chase, Discover and others in their consumer statements. Most of the credit card companies issue a temporary credit. NOT BARCLAYCard. They say you don’t have to pay it, but it is still on the balance due. I have great credit, so I pay the balance due, however, I will not use this card again for any on-line purchases. Maybe I will not use it at all.