Be very careful when changing cars early or mid term of your contract....even if you go for a smaller car, smaller engine, they will re-quote for a full year. They will charge you for amending your policy (administration costs ha!). They provided me with a new quote £16 per month more than the current monthly amount. I decided to cancel to find a cheaper deal and I had to pay over £50 for the pleasure. The moral of the story is, if you're changing cars, do it at the end of your contract or they will fleece you.