We've been using the platform for a couple of months now. We've been a long term user of transferwise but really needed to be able to issue virtual cards for team members and clients so that's what drew us to Airwallex. So far it's all worked perfectly and seamlessely. We haven't used it much for making payments yet as most of our funds are still held at transferwise so I can't yet comment on competitiveness of rates but we have been receiving payments from clients without any issues. Only downside at this stage is that they don't have an app but I imagine it's in the works.