Let me say upfront that these are some of the best wallets I have owned/used/gifted. I presently use a Tony the Ant and in the past used a Bugs Moran (that my wife has taken over now.) However, the reason for my 4-star rating is as follows: Recently, I ordered two Tony the Ant wallets for gifting to dear friends who live abroad. One of the wallets came with a noticeable color difference inside and fraying of the Horween seal. I reached out to Matt for an exchange that he readily agreed to, but because we were on a time crunch we decided to keep and gift it as is. I wish there was a bit of attention to detail, after all these items are not inexpensive. All that said, I will be ordering a few more items shortly and as I communicated to Matt, we decided to use Ashland Leather products in our gift giving this year. They are extremely functional, beautifully made and long lasting. Highly recommended.