Just a comment of Charging Admin fees on your credit card withoght your knowledge. Its against the Law. Solicitors one tried to take money out of bank accounts and off Debit Cards etc, withought notifying the client during family divorce proceedings, and also House Conveyance etc. Its like Hotels etc charging your card withought your permission. Its Not Lawfull withought your consent each and every individual time. The only lawful way to take money is Via a Direct Debit, where they can Vairy the amount? If anyone takes money withought your permission, its Fraud / Theft. You have to be asked and have it Explained what the charge is first, so you can Agree or Dispute it. Imagine checking your bank account to find money went out ? And you didn't order anything from Amazon or Ebay etc? That is Theft / Fraud. So its no different to Hotels or any other businesses. Not only that the company must first send you a copy of the Speeding or Parking Fine ? Then you can Dispute it, or Agree to Pay it. Why is a "ADMIN FEE" a Speeding Fine ? Unfortunately they should charge you a "SPEEDING FINE", and make it clear if they have Paid the Fine already, or Requesting you to Pay up Front. Posably you need to check your contract agreement with them (T& C's). I suspect 8n there they Reserve the Right to charge you for Motoring offences like Speeding Fines, however it doesn't mean they have permission to Automaticaly Take it from your Bank account withought your Consent each and every time. Clearly their Own interpretation of their T & C's is the Issue.