Took out life insurance and serious illness cover 15 years ago. 3 years ago diagnosed with cancer and chronic heart disease. Given 12 months to live. Fought the cancer and heart disease for 2 1/2 years but recently found out that the cancers won and I’ll die soon. Contacted Aviva to make a claim and they informed me that they would NOT pay me the £250000 settlement because I have to have 18 months left on my policy and I only have 10 months. I’m devastated. Last week I was told my life was ending, this week Aviva have scammed my wife and kids out of a quarter of a million pounds. The only way to get what they owe is to refuse treatment and hope I die before the 10 months is up. What a shameful heartless disgusting Company.