We have had Aviva building insurance for many years and made our first claim last year. Now after a long wait we have been told that we are not covered for the storm damage to "flat roofs" as they have to be replaced after 8 years. I argued my point that the internal damage is water damage and is covered under the policy, I was told that the interna roof was also worn due to age (figure that one out) and that is also not covered. There is nothing in the policy that mentions age of internal or external roof age, but it comes into play when there is an issue, be careful when taking insurance with Aviva and ask any and all questions regarding coverage, and age.