Aviva r total scammers and fraudsters. There main business is to find little mistakes, then they will still offer u and go ahead with policy, then 10_20 days later bring forward the mistake and either increase premium significantly or charge cancellation fees. Looks like FCA is asleep. If they knew that there is some mistake then why take deposits and start up policy in the first place. In my opinion avoid them at all costs even if there premium is cheaper than others as they'll scam u with more money later