I would have given them negative star rating, if option was there. I have auto insurance with them for more than six years. Now they are telling me: "We are discontinuing your insurance coverage as you no longer qualify due to the following: 22. Any operator licensed 4 years or more, has been assigned 2 or more at fault losses in the preceding 6 years." What kind of logic is this! Definitely, they could increase my yearly premium. Instead, they have cancelled the policy. Really disgusting!!! I will tell everybody in my network not to buy any auto insurance from this fraud company.