I have been expecting a large transfer at my US bank for days. My business associate in Holland tried Azimo at my suggestion. The funds were transferred to Azimo from his account on Oct. 27. Here it is Nov 4 and I still have not yet received the money. THAT'S 7 BUSINESS DAYS! A man in a rowboat could have delivered the money faster. Lousy customer service, rude, and difficult to get anyone to talk to. They advertise time frames like "Direct to Bank Account - NEXT DAY" and via "SWIFT - 24 HOURS". What a load of BULLS#*T!! DO NOT USE THIS COMPANY, SEND YOUR MONEY WITH SOMEONE YOU CAN TRUST!!