Incredibly bad. Never again! I needed 91,000 euros from Germany to Thailand to buy a property. This is only possible with five transactions of 18,200 euros each. I started the transactions on Monday. Then there were requests for documents as to whether I could afford it (bank statement) and where I got the money from (proof of origin). But not everything was requested together, no, something new every day and the review took one day at a time. After I had been assured that the exchange rate on Monday would be valid for five days, I waited to transfer the money to Azimo, if there were any problems, so that I could quickly switch to TransferWise, as I have to have the money in the account on Saturday. On Wednesday all the documents were gloriously checked and I transferred 18,200 euros five times. Four transfers were there by noon, the fifth just didn't want to show up at Azimo. Then a transfer from Azimo was canceled because the exchange rate had changed to their disadvantage. "I can ask for a refund, which takes three to five days" - knowing full well that I need the money in two days. The fun cost me 10,000 baht, just under 300 euros. A few hours later there was also the missing transfer. And again the same game: "sorry, the exchange rate has deteriorated, but you can apply for a refund". No time for it, as written above, and another 300 euros paid. No one wanted to remember the promise that the exchange rate would last for five days. The whole back and forth cost me a lot of money and nerves. Azimo advertises with low fees, but the exchange rates are significantly worse than with Transferwise. And then they also make cash by subsequently imposing even worse exchange rates on the customer.