I loved my Badcock account for many years. Payments were reasonable and interest was not high.And paying all my payments on time helped my credit alot.Well a new finance company bought them out so when I tried to buy a window unit AC I was told the old accounts are closed once paid off and had tonstart a new account. Well now it's not a Badcock account they called it a lian.Its worse than a car title loan !!! Interest is 35% but they add the interest immediately and they wanted to pay 15 bucks a month for 3 years for a $327 total with interest ot would come to 558..So I asked I'd I pay it off in 5 or 6 months like I thought I could i was told I still pay the interest. And that was after talking to 3 in store employees and 10 pr more on customer service in the phone amd none of them could explain it oflr answer my questions . It's gone from being a great place and my favorite to one of the worst rip offs around. Whatever u spend u will end up paying double no matter how fast u pat it off because all of the interest is added at the beginning!! I'm so disappointed!!