Banggood, the company who take payment for goods the are not holding in stock, now has a new twist. When you get a refund they will actually keep your cash. That's right they will hang on to your refund and turn in to what amounts to store credit, or BGpay as they call it. Unbelievable! But it gets worse. If you decide to sign up to use your own refund, and if the goods cost slightly more, you cant use it, your own credit! But thankfully you can top up BGpay FOR $100.....minimum I have used Banggood for a number of years they where ok-ish The last couple of orders I got refunded for not being in stock. Now they have the audacity to just keep your cash, Complain and you get a nice cut an paste invitation to the hilarious named customer service. There answers read like fortune cookies saying nothing and sounding cryptic. Read the reviews on review website. You have been warned, use this company at your peril.