Barclay sucks. I have been a customer since 2007. In more recent years I have rarely used credit cards because I’m happy to say I don’t need to use them. In September Barclay said because I do not use my card enough they were cutting my credit limit from $14,000 to $5000. So in October, I made a purchase on my Barclay’s card to shut them up. In November, I wound up in the hospital where I was for over three weeks and during that time my Barclay’s payment came due. I did not receive any kind of notification from them until the beginning of January. At which point they told me the payment was past due. I checked all email accounts as I am faithfulness and I received no kind of notification about this first statement being due in the first place. I called them to discuss this with them because I was in the hospital and I had no proof that I ever received The first billing notification. They basically said too bad. Then I got a notification from the credit bureau saying that because of my delinquent payment, my credit was going down 91 points. Today I received a letter from Barclay saying due to my delinquent payment. They were raising my interest rate and cutting my credit limit to $500. I am 67 years old. This is the only payment I’ve ever not made on time or ahead of time in my life. They don’t care. So I just called the company and told him where they could put their credit card and canceled the account. I will never do business with them again ever and I will let everybody know what a horrible company they are.