Went in store to get pre qualified...asked them about credit and how it works...I have a pretty high credit score and make payments on time. There is no way I should have been denied. The lady kept taking my id. I'm like I don't want my id shared or information. I got denied afterwards they wouldn't have anything to do with me after being denied. They didn't ask me if they could try other options. This experience was the worst. None the less, Ashley's approved me, should have went there first. Ashley's is better with reasonable prices. The prices at Bob's is not cheaper than Ashley's. I got treated way better there as well.