Modern banking system is much different from banks our parents were using. Banks such as this one are representatives of neo-banks. This organization has significant differences from the image we have when we talk about banks. Bunq provides all its services online. Each client of this company can use any service without the need to visit the office. By the way, it is even possible to open an account online. I'm sure that such possibility makes the use of services convenient. I do not need to visit bank and stand in line to get product I am interested in. Of course, I need to get used to such a system both physically and mentally. But I'm sure that such system is much more convenient than the old one.