I have no major issues with bunq to be fair. It’s the banking entity that follows all the modern tendencies.
It’s fully online based. meaning you won’t find any offline offices. So you can use any ATMs for withdrawals. But free withdrawals are limited according to your plan which is not that convenient.
However, with all the disadvantages I think it’s a good online bank that facilitates the budgeting and saving processes for me radically.