I was hesitant at the beginning to consider these emerging neobanks as my first choice of banking solution, just for one reason - its overall security. However, I did my research and I found out that this particular neo-bank - bunq, has a banking licence from the European Central Bank, just like all the rest of the traditional banks. Compliance with the rules of the ECB means that they need to provide insurance for the deposited money of up to 100,000 euros. Just like any other bank. This made my doubts about their reliability and security to be redundant. So, I decided to open an account with them and see how it would work out. The registration procedure is simple, but it took a little more than expected for them to verify my account. After that, I was ready to deposit and explore the features they offer. In this regard, I don’t have any remarks. Bunq is truly a bank of tomorrow. All their services are designed to meet the needs of modern living, which is why I recommend them.