I want to tell you about one feature of this bank that even some clients don't know about. As a client, I have opportunity to get a debit bank card linked to the Mastercard system. But besides that I can also get a "credit" card. This card is called a credit card and is also linked to Mastercard, but it does not imply the appearance of debt to the bank. It works like a debit card but has some of the features of a credit card. And for it to work it is necessary to deposit its account. As far as I know some organizations, for example some hotels, do not accept debit cards for payment. This is due to some special circumstances. But these hotels do accept credit cards. And then I can pay for any services with such a card. And I won't have any debt. Convenient.