This digital bank deserves to be on any smartphone of any modern person. The best thing that this app can do, is to save your time and nerve cells from financial activities, where in a few years ago, could be done only by your physical appearance at the bank. Now, everything becomes simple, whether you need to make a deposit interest, open a foreign bank account or physical card, you can do it in minutes, without leaving your home. Certainly, there are areas of improvement, such as app stability and more features available at lower cost plans, but as a whole, this app is a must have today.