I didn`t believe that some features, bunq provides, can be really charge free. I mean at the ordinary banks, where you need to pay some money for cash withdrawals, money transfers, or if you want to open a card. So, here is a little not like this, because you pay a subscription in order to benefit from this commission's free banking. But, if calculating the monthly charges on the subscription, paying 10euros seems to be much more reasonable, to use good exchange rates abroad and few free atm withdrawals per month. I wish they add this to the free plan, but it`s too much to ask for this.