I had some nagging late payments, medical bills, student loans and bankruptcy filed 2018. I had credit score of 522(TransUnion), 555(Experian) and 573(Equifax) as of 27th of April 2020. I applied for a surgery loan in July but was not approved because of my poor credit profile. I contacted my loan officer, he explained that I needed a score of 740+ and the bankruptcy removed from my credit report before I can be qualified for the loan. I had to seek for a way to raise my score and bring my credit profile up to speed because I had to do the surgery at that time. I made some research and got some good reviews and strong recommendations on ROOTKITS CREDIT SPECIALIST who has helped a lot of people in the state. So I decided to email him via: rootkitscreditspecialist AT gmail DOT com He replied and asked me to text him for further discussion. I did and he explained the process to me in every simple term. We got started with the process after 9 days, he removed the bankruptcy, deleted other negative items and also raised my score to 805 excellent. I’m super excited.