There was a need to rebuild my credit and refinance my home but then I was skeptical of the possibility of removing chapter bankruptcy sooner than the scheduled time. I was compelled to do a personal research on google and I was lucky enough to find a highly recommended credit repair guru.; [B o o s t m y c r e d I t  A T  f a s t s e r v I c e  D O T  c o m]. I contacted him immediately and in 16 days, he deleted my chapter 7 bankruptcy earlier than I imagined. The fall off added 150 points to my score and it became 786 across all bureaus. Did I mention I refinanced my home and got a new car? Yes I did and I'm so happy. He is an email away.