After splitting up with my partner I found out after several years that my portion of the checking account was never closed we had a joint checking account it continued to affect my credit even after he’d passed away. Because she’d left overdraft fees unpaid until they were sent to collections, I noticed a drop in my score and I became responsible for paying off the collections bill. These issues affected my mental health I nearly gave up course I was fed up and it ruined my credit. I owed several people money just so I wouldn’t get a negative history in my credit I tried reporting the problem to the bank but I didn’t get a positive response, then I reported my problem to a credit blog online they reviewed and recommended this credit specialist to me TROVIAN CREDIT REPAIR I contacted them. In less than 2 hours my issues got attended to. In less than 7days I couldn’t believe my eyes I became debt free and my score increased to 780 contacts them TROVIANCREDITREPAIR@GMAIL.COM or text +1 424 307 4562 Thanks.