didnt really make me happy,with a policy that does not cover roof for storm damage,unless you pay an additional premium, and trying to con you into things you dont want or really need , i dont like companies that are not upfront with what the say and do ,or the latter dont do , i have never heard of an insurance that does not cover your roof unless you pay an additional premium,also the questions in your reviews, how did you find the returns process WHAT RETURNS?,did you have to pay to return the item WHAT ITEM, who ever composed this survey has no idea of what they are doing,do you ever read the reviews?