I hate the way insurance companies do auto renewal by default... it does not put the customer first and it should not be your right to take money from my account unless I positively instruct it. I also hate the way they always have better deals than the renewal price quoted. Just be upfront! Ja4 was calm and knowledgeable with my ranting and I was going to give him a good review but it felt like he cut me off in the middle of the final question I had. Onecall give cheap insurance which is good but never had a claim so can't comment about how well they pay out.