ab4 was lovely and did a great job explaining why I had random letters demanding money from me; however, I think the charges are absolutely disgusting! Be very careful and don’t forget anything when putting your details in for a quote. I forgot about a speeding fine I had about 2 years prior and after they discovered this when doing checks they took £136.81, basically for false information on top of the insurance price of £279, to then I had an email saying they were going to take another £158.18 for amendments. In the space of just over a week they took £574.62... I was not happy about this at all, hence the 2 stars