Hello, MYFICO members. I love this forum, and have been reading/ learning for a couple of years. I was looking to purchase a home at the end of last year, by that time my debt only was $2,500 car note. My MMS was 690. My current lease is up for renewal in DEC. 2022. It is a 2 years lease. I had an Auto loan, which brought down my credit score to EQ 591| TU 522| EX 594. (AUTO SCORES: EQ 624| TU 642| EX 622) AAoA: 7yrs 8 months. 3 charge-offs with a balance: $20,441, $20K and $603 that update monthly. 3 old paid charge-offs $0. I’ve been struggling trying to build my credit over last year. Sincerely from my heart I’m saying THANK YOU to PINNACLE CREDIT SPECIALIST for the service I got from them which I never imagined would be possible. A member from this forum posted a positive review about them, that’s one of the reasons I said I love this forum. I needed a credit repair service which I gave them a trial. I’m telling you today I didn’t regret taking that step, PINNACLE CREDIT SPECIALIST has turned my credit around by giving me an EXCELLENT SCORE of EQ 803| TU 809 | EX 815. They also gave a clean credit report. I’m heading now to purchase a home. When I get approved I’ll update you guys again. BIG THANKS to PINNACLE, I LOVE YOU ALL. You can get them by email: PINNACLECREDITSPECIALIST@GMAIL.COM / +1 (323) 406 1225.