I had a BK-7 on my TransUnion report. The date is incorrect. It shows from 2016 but BK was in 2012. I also had 60 days late on a car loan from 2019, no collection and charge off Citi bank from 2019 paid. Started rebuilding December 2021 with 522 FICO 8 but none of the strategies worked. I have to look for a credit repair company which my colleague at work recommended to me as a PINNACLE CREDIT SPECIALIST to me. I believed her because I knew she was having a bad credit score but that day she showed me her credit score was above 800+ I contacted them immediately to be honest I was not disappointed. Within 6 days PINNACLE CREDIT SPECIALIST wiped out all baddies on my credit report and increased my FICO SCORE to 811 I’m so EXCITED for what they did for me on my credit report. If you need help in fixing your credit, I will recommend them to you via: PINNACLECREDITSPECIALIST@GMAIL.COM