Total rubbish.incoherent low paid staff in the Philippines or some other low pay country.they have no one to one contact to resolve problems. They act like an Orwellian nightmare. They are now expensive to deal with. Childishly they cut you off or close your account for the slightest reason. Foolish decisions by faceless people cannot see the damage that they do to their own bank balance. We are bringing eBay to the attention of the British government to ensure that their profit levels are taxed. eBay no thanks