They were fine and met all my insurance needs until I had to claim after being hit while parked by a hit and run driver then my renewal tripled in cost. I understand that they could not reclaim the costs from a third party but surely it should not have made the cost jump up so much. Phoned to ask if there was any movement price wise but to no avail it was very disappointing in the end. It did make me wonder if I had not of been hit and had to claim then would the payments have gone so high somehow I don't think so.