Didyou know when yout take out Esure 24 hour emergency this does not inclue electrics Yes we should read but doesnt cover the most important thing in house??? Had a flood plumber said get eletrician as soon as He phoned esure told me to do same Elecrician cant come for 24 hours till it dries oh and you have to pay me £79 Funny that just phoned a spark who came straight away disconnected problem now let it dry will be back to replace Seems your covered by everything with insurance now except what you claim for Rib off Britain