Myself and wife have been looking to purchase a house early next year due to historical reasons however I contacted the guys at Finance Advice Centre and they put me in touch with Azhar and Joel - They assured me that I could get a mortgage with our history and so we went ahead for a different house for a higher value mortgage and rather than wait till next year, we did it now... Without fail they did exactly what they promised! We got the mortgage!! Never in a million years did we expect that just now but it's happened :-) The guys were always on hand to answer my (sometimes silly) questions at all hours of the day and were always honest and helpful. I can't fault them at all and would 100% recommended them. You have nothing to lose by just making contact and you might just be surprised what you can get in your circumstances! Thanks Azhar and Joel for all your efforts to get us our dream home!