STAY AWAY - COMPLETE RIPOFF I had 5 accounts that were placed with RIPOFF DMS. I made 7 payments of $143.87, totaling $1006.88 and 10 payments of $333.43, totaling $3334.30. That is a total of $4,341.18 at my quick calculation. Out of the 5 accounts, I was taken to court by 4 and settled. I am about to pay the 5th one off. I basically gave them $4300 to screw me over and provide absolutely no assistance. I could have taken that money and put with the other money I used to settle my accounts and would have had a better result. They will call you and give you a good story, but in the end, you will get ripped off!