1) Having completed the GoCompare "proposal form" acurately and truthfully, I was not happy at the point of purchasing the policy from Admiral to see the additional clause about driver awareness courses in lieu of penalty points for a minor speeding offence. If you or any named driver (i.e. my wife) has been on a driving awareness course, this is treated as a conviction and an additional payment is required. This required a premium rate phone call to Admiral and an additional £25 payment in our case to resolve. 2) Admiral accept correspondence via email, but sending an email seems to result in a request for you to call them on their premium rate phone number. If I had not been trying to insure the car for the first time with a new learner as named driver, I would not have purchased the policy.