Admiral are the worst travel insurance company I've ever come across, do not use them they will not pay out. I tried to claim for missed international departure for my family and I, We had three delays car trouble which we overcame airport queues and airport system computer delay each contributing To our delay and our missed international disparture. Admiral do not cover any of these and having delt with them in my opinion they are just a bunch of crooks, it's almost impossible to contact them by phone and every stage is hard work in the end they said there policy did not cover cyber network problems, airport delays, or airport computer system problems. I was simply claiming under missed international disparture as clearly stated in there policy. My family and all my friends are aware of my case and none of which will go anywhere near Admiral. I hope they are taken over by a decent company or I fear in its present form it will go bust. Do not use them because when everything has gone wrong and your holiday is ruined this company will twist and turn and and do anything not to pay you anything.