I have clearly stated to them in many occasions that they cannot use my credit card draw money unless i called them. before i went to long holiay In june 2k16, they send me a letter that i try to draw money for the next years insurance total. i was luck that my bank changed all the credit cards and accounts. i parked my car in a private land off the road and didnt want to insure it because i was gonna be away for three months. when i came back from holiday they send me a letter through debt collection agency and 147 became 195 quids and send letters from bailiffs. when i called them luke said i have to insure my car even i dont use it, i answered " so i cant go to court becouse of that" he agreed. this is clearly a BLACKMAIL. then just out of curiosity i cheched the insurance quote and called them, i got 1350 original quote, but when called them it become 3367. i went ahead and insured my car with axa for 1250.