I got a competitive online quote from them so tried to buy online. It wouldn't let me and said I had to phone them, so I did. They pulled up 2 flags on my quote. Firstly they told me I had been involved in an accident earlier this year. I hadn't. I had witnessed an accident. Secondly, my husband had been sitting in a parked car and a car clipped his wing mirror. Because the other driver got out and began threatening my husband it was reported to the police and we were advised to report it to the insurance company. No damage was done and no claim made yet they put my insurance premium up by £100. The agent them said if I wanted to give her my payment details she would take payment. When queried she said the quote had been adjusted because of the accident. And said I now had to pay the extra £100 to take out the policy. Told them to stick their policy. I will never use them again! Penalised for witnessing an accident! Joke!!!