If I could rate them 0 stars I would. I took out a telematics policy and made sure I had business insurance and a significant number of business miles as I am a community nurse. I clarified this with the advisor on the phone before taking out the policy and they told me this was fine. 3 months down the line I am being penalised on their “telematics policy” for driving and parking away from home too much! When I questioned this with them they tried to tell me that I was meant to this as they told me they would monitor my driving and that just because I took loads of business miles out that they couldn’t predict the future and know I was going to drive around a lot??!! I don’t understand how they can let me take out and pay for loads of business miles on a telematics policy and then penalise me later for it, they should have told me this before I took out the policy!! I have never had any trouble with other companies on a telematics policy and driving around for my job as a community nurse. Poor customer service and missold me insurance!!!