claim denied bc lady who helped to file a claim advised me to file a claim under the wrong reason. we had to cancel our trip to Peru due to airports being closed, railroad being destroyed to Machu Picchu. i could find an exact reason so i asked for help. the lady said it sounds like civil unrest. i said sure since i had no idea. then i get a claim denial bc civil unrest is not covered. what is wrong with those people !?!