Daily Sickness Insurance with AXA After being for 30 years full time working and never ever sick at any time, I went into burnout after having had a very challenging time in my job but also as a mother that needed to raise alone a child for more then 10 years without having any family resident in this country. I have been paying this insurance through my employer for decades and once you are vulnerable and sick and unable to go back to work - you will go through the hard sufferance way that AXA let's you fall down. The ever worst service experience I had by any kind of insurance in my life. They are rude, they are unprofessional, they do not answer any mails, they do not pay the money they should pay as of the agreement/insurance contract or pay to late without announcing it. They try to push you back to work, even 2 doctors will certify that you are unable to work and call you sick - and they will certify it on a monthly basis. Axa ignores it. As I said, I cannot recommend it to anyone and I hope that many people are reading this reviews and are taking the right decision, if companies like this are not supported they hopefully shrink until becoming insignificant... If I try to find a good point - I went through all my insurance contracts and cancelled whatever I had with them and when recently offered via the car dealer to have my car insured with them I could say with a good conscience - no thank you very much.