This is the worst insurance company I have ever dealt with. They say one thing and straight up lie to you. If you need to drive to work you are penalized for parking your car at work. If you need to drive after 10pm you are penalized for that. You can't even understand the representatives as they are all from India. If you ask for a supervisor you will NOT get one. Please avoid this company AT ALL COSTS! They are not to be trusted!