Basically out of all the insurance companies I checked out ,Bell Insurance was the cheapest and very easy to set up in fact it was so cheap some of my colleagues and friends were amazed and just to make things even better and cheaper Bell have a plug in device which you plug into your cigarette port very easy to set up which record's your driving over a few months and if you drive sensibly Bell Insurance actually reduce the cost of your Insurance by putting money directly back into your bank account also if you have just past your driving test like me the plug in encourages you to drive safely which is very useful and necessary when driving a car on your own for the first time ,One more point to add I have just passed my test so I though my insurance was going to be sky high. I've heard many horror story's of how much it cost people for their first time insurance but with Bell Insurance that wasn't the case its the opposite it's as cheap as chips as the saying go's.Top marks for Bell ten out of ten.fully recommended.