Policy number: 125642053 After I took a policy with Budget and paid a deposit after that I have received impolite email threatening to provide my NCD by certain day or my policy will be canceled, I had 2 years NCD in 2015 and I have gained another year with my previous insurer before I move to Budget but I had a problem with my previous insurer when I called them to send me my entitlement for 3 year they said that I did not supply my other 2 years when I took the policy therefore they can only provide 1 year and I combine it with the other 2 years and send it to Budget, anyway I did call budget insurance and I did sent them my 3 years NCD combined after a long conversation over the phone they accepted it and I've received an email confirming that. After few day I have received another email threat of cancelling my policy or my premium goes up by 50% and I had to call them again staying on the phone for another 40 min at the end they said they won't accept my 3 years NCD but only 1 year and my premium went up by 50%!! So I have been affected by 2 recent insurance companies and I think both were Budget insurance as my last year's certificate had "Dial Direct" on one side and "Budget insurance" on another side of the page. o NEVER USE THIS COMPANY!!