I had to pay an electrician to come out to look at my lights as they were flickering g he then went to the fuse box and told me that it had to be condemned as it was nearly on fire.I rang this company and basically told me that I was insured for fire etc, so because I didn't have a fire that I wasn't covered. Should have I left the house burn down before I claim. Poor poor nose I will have to pay out of my own pocket to have a new fuse box what's the point of having insduramcr when I masks a genuine claim I will not be renewing with thses once my policy is up.