I purchased insurance 4 weeks ago, I have always truthfully completed the questions when obtaining a quote. Over 3 years ago. I had an accident which was deemed at the time non fault (other party ran into me). Since then I have had no trouble with insurance and heard nothing to the contrary from previous insurance. Today I received a letter from budget saying they checked and I was at fault and DOUBLED my premium. After discussing with budget - who quite frankly didn't give a damm and would not compromise when I pointed this out to them I felt I had no option but to cancel. As they had conveniently left it passed the date for me to cancel they wack a 75.00 cancellation fee plus 40.00 for cover this on top of what I had already paid for the month. So in short they want 125 for insurance for less than one month. I have gone to someone else and explained my situation and still got insurance cheaper. They just want to get more out of you. In short I will be taking this further and to the ombudsman if need be as this is totally underhanded and u fair. STEER CLEAR FROM BUDGET